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How to Rescue Your Credit With a Secured Card

When your secured card issuer reports on-time payments to the major credit-reporting bureaus, your credit score improves. (iStock) When you have little credit history or you’re working to rebuild your credit score, a secured card can be one of the best tools you can use to rescue your credit. A secured card sounds intimidating, but

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Is a Portfolio Mortgage Right for You?

A portfolio loan is one that the lender keeps on its own balance sheet rather than sells on the secondary mortgage market. (Getty Images) A portfolio mortgage sounds like a boutique product for elite investors, but it’s just a home loan that the lender keeps in its investment portfolio. This type of

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How to Invest in Zero-Coupon Bonds

Experts say zeros are useful for investors with a predictable future need, such as paying for college or retirement. (Getty Images) Zero-coupon bonds live in the investing weeds, easily ignored by ordinary investors seeking growth for college and retirement. Even fixed-income investors may pass them by, because they don’t provide regular coupon payments

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How Genetics Can Help Your Financial Health

Financial advisors have new tools to help clients plan for retirement. (Getty Images) Will I outlive my money? That’s the No. 1 concern from clients and one the financial planning and wealth management industry has struggled to allay when helping people save for retirement. But the answer to that question is only the tip

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How to Invest in Your 40s

Your financial future depends on finding the “right mix between earning, spending, saving and your investment time horizon” in your 40s. (Getty Images) Investing in your 40s can be the difference between retiring on your own terms and relying on your children for financial support. Determining how to invest in your 40s requires

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